2026 Health Plan Updates (At a Glance)
What’s Changing
- Two plan options: Core & Buy-Up
- Premiums increasing
- Higher deductibles and out-of-pocket maximums
- New copays for predictable costs
- GLP-1 coverage limited to diabetes treatment
- More options for vision insurance
- Increased out-of-pocket max for non-preferred and specialty prescription meds
What’s Staying the Same
- Blue Cross network
- Employee Health & Wellness Center (no cost)
- Dental plan
- Voluntary benefits
- 100% paid cancer screenings
- Wellhub & Blue 365 wellness resources
- Free generic medications
Plan Options
(2026 changes are reflected below)
Monthly Rates
| Plan Type | Current Plan | Core Plan | Buy-Up Plan |
|---|---|---|---|
| Employee | $34 | $40 | $75 |
| Employee + Spouse | $334 | $380 | $424 |
| Employee + Child(ren) | $224 | $258 | $336 |
| Employee + Family | $432 | $497 | $631 |
In-Network Benefits
| Benefit | Current Plan | Core Plan | Buy-Up Plan |
|---|---|---|---|
| Deductible (Single/Family) | $250 / $500 | $2,500 / $5,000 | $400 / $800 |
| Member Coinsurance | 20% | 30% | 20% |
| OOPM (Single / Family) | $3,000 / $6,000 | $5,000 / $10,000 | $4,000 / $8,000 |
| Primary Care | Deductible & Coinsurance | $35 Copay | $25 Copay |
| Specialist | Deductible & Coinsurance | Deductible & Coinsurance | $50 Copay |
| Urgent Care | Deductible & Coinsurance | $75 Copay | $75 Copay |
| Emergency Room | Deductible & Coinsurance | Deductible & Coinsurance | $500 Copay |
Open Enrollment
May 1 – May 29
Via Benefit first Portal
More details available on County Connect.
Notes
Deductible & Coinsurance:
You pay 100% of costs up to your deductible. After that, you pay a percentage (coinsurance) until reaching your out-of-pocket maximum. Then insurance pays 100%.