Disability Insurance
Whether you are disabled and unable to work due to an accident or illness, Union County offers Short and Long-Term Disability benefits options through Sun Life. Disability is insurance for your paycheck should you become disabled due to an off-the-job injury or illness. This coverage will provide a percentage of your salary once you satisfy the waiting period. Refer to the Plan Summaries for details.
VOLUNTARY SHORT-TERM DISABILITY
Union County offers employees the option to purchase Short-Term disability (STD) insurance. The benefit would pay 60% of your weekly pre-disability earnings to a maximum of $1,500 per week. You will have a choice between two plan options.
Short-Term Disability*
| Waiting Period Illness / Injury | 14 or 30 days |
| Benefit Percentage Paid | $100 increments up to 60% of covered basic pay |
| Maximum Benefit | $1,500 per week |
| Benefit Duration | 22 or 24 weeks |
VOLUNTARY LONG-TERM DISABILITY
Union County offers employees the option to purchase Long-Term disability (LTD) insurance. The benefit would pay 60% of your monthly pre-disability earnings to a maximum of $5,000 per month for up to five years if you are under age 61 at the start of disability or until you no longer meet the definition of disability, whichever occurs first. If you become disabled at age 61 or after, a reduced benefit duration applies.
Long-Term Disability*
| Waiting Period Illness / Injury | 180 days |
| Benefit Percentage Paid | 60% |
| Maximum Benefit | $5,000 per month |
| Benefit Duration | 5 years |
*Your cost for coverage can be calculated on BenefitFirst when you make your benefit elections.