Additional Benefits

401(k)

Employees are auto-enrolled in the 401(k) plan at 4% following 60 days of employment. Employees do have the option of opting out.

EMM Loans has a “Contributory Plan” where the company will contribute 0.25% for every 1% that an eligible full-time employee contributes to their respective 401(k) account, to a maximum of 1% for the first 4% of employee contributions. For example, if an employee makes $50,000 per year and contributes the maximum of 4% to their 401(k), they will receive the employer match of $500.

More information related to the SPD, vesting requirements, available funds, and enrollment are available from the Human Resources Department.

Pet Insurance

Pets Best Health Insurance offers a flexible, customizable insurance plan for a wide range of breeds with up to 90% reimbursement to cover accidents and illness with no annual limits and routine care included. Additional benefits and convenient options include:

• Direct-to-vet pay or direct deposit reimbursement
• Pre-authorization of claims
• Online and mobile app claim submission
• 24/7 vet helpline

Premiums are based on your pet’s specific information. Discounted premiums are available through LifeMart in ADP. Visit LifeMart in ADP for more information, to obtain a quote, and to enroll.

If elected, this benefit program is not processed via payroll deduction and you will be billed directory by Pets Best.

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