Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP)
If you or your children are eligible for Medicaid or CHIP and you’re eligible for health coverage from your employer, your state may have a premium assistance program that can help pay for coverage using funds from their Medicaid or CHIP programs. If you or your children aren’t eligible for Medicaid or CHIP, you won’t be eligible for these premium assistance programs but you may be able to buy individual insurance coverage through the Health Insurance Marketplace. For more information, visit www.healthcare.gov.
If you or your dependents are already enrolled in Medicaid or CHIP and you live in a State listed below, contact your State Medicaid or CHIP office to find out if premium assistance is available.
If you or your dependents are NOT currently enrolled in Medicaid or CHIP and you think you or any of your dependents might be eligible for either of these programs, contact your State Medicaid or CHIP office or dial 877-KIDS NOW or www.insurekidsnow.gov to find out how to apply. If you qualify, ask your state if it has a program that might help you pay the premiums for an employer-sponsored plan.
If you or your dependents are eligible for premium assistance under Medicaid or CHIP, as well as eligible under your employer plan, your employer must allow you to enroll in your employer plan if you aren’t already enrolled. This is called a “special enrollment” opportunity, and you must request coverage within 60 days of being determined eligible for premium assistance. If you have questions about enrolling in your employer plan, contact the Department of Labor at www.askebsa.dol.gov or call 1-866-444-EBSA (3272).
If you live in one of the following states, you may be eligible for assistance paying your employer health plan premiums. The following list of states is current as of July 31, 2024. Contact your State for more information on eligibility:
ALABAMA – Medicaid
Website: https://medicaid.alabama.gov
Phone: 1-855-692-5449
ALASKA – Medicaid
Website: https://health.alaska.gov/dpa/Pages/default.aspx
ARKANSAS – Medicaid
Website: https://myarhipp.com/
Phone: 855-692-7447
CALIFORNIA – Medicaid
Website: http://www.dhcs.ca.gov/services/Pages/TPLRD_CAU_cont.aspx
Phone: 916-445-8322
COLORADO – Health First Colorado (Colorado’s Medicaid Program) & Child Health Plan Plus (CHP+)
Website: https://www.healthfirstcolorado.com/
Health First Colorado Member Contact Center: 800-221-3943 / State Relay: 711
CHP+ Customer Service: 800-359-1991 / State Relay: 711
Email: co.gov/hcpf
FLORIDA – Medicaid
Website: https://www.flmedicaidtplrecovery.com/
Phone: 877-357-3268
GEORGIA – Medicaid
Website: https://medicaid.georgia.gov
Phone: 678-564-1162, ext. 2131
INDIANA – Medicaid
Website: https://www.in.gov/medicaid/members
Phone: 800-457-4584
IOWA – Medicaid
Website: https://dhs.iowa.gov/ime/members
Phone: 800-338-8366
KANSAS – Medicaid
Website: https://www.kancare.ks.gov/
Phone: 800-792-4884
KENTUCKY – Medicaid
Website: https://chfs.ky.gov
Phone: 800-635-2570
LOUISIANA – Medicaid
Website: www.medicaid.la.gov
Phone: 888-342-6207
MAINE – Medicaid
Website: www.maine.gov/dhhs/ofi/applications-forms
Phone: 800-442-6003 / TTY: Maine relay 711
MASSACHUSETTS – Medicaid and CHIP
Website: https://www.mass.gov/info-details/masshealth-premium-assistance-pa
Phone: 800-862-4840
MINNESOTA – Medicaid
Website: https://mn.gov/dhs/people-we-serve/children-and-families/health-care/
Phone: 800-657-3739
MONTANA – Medicaid
Website: https://dphhs.mt.gov/healthcare
Phone: 800-362-8312
NEBRASKA – Medicaid
Website: www.ACCESSNebraska.ne.gov
Phone: 855-632-7633
NEVADA – Medicaid
Website: http://dhcfp.nv.gov/
Phone: 800-992-0900
NEW HAMPSHIRE – Medicaid
Website: https://www.dhhs.nh.gov/programs-services/medicaid
Phone: 603-271-4353
NEW JERSEY – Medicaid and CHIP
Website: http://www.state.nj.us/humanservices/
Phone: Medicaid: 800-356-1561 / CHIP: 800-701-0710
NEW MEXICO – Medicaid
Website: https://www.hsd.state.nm.us/
Phone: 888-997-2583
NEW YORK – Medicaid
Website: https://www.health.ny.gov/health_care/medicaid/
Phone: 800-541-2831
NORTH CAROLINA – Medicaid
Website: https://medicaid.ncdhhs.gov/
Phone: 919-855-4100
NORTH DAKOTA – Medicaid
Website: https://www.nd.gov/dhs/services/medicalserv/medicaid/
Phone: 701-328-2310
OKLAHOMA – Medicaid
Website: http://www.insureoklahoma.org
Phone: 888-365-3742
OREGON – Medicaid
Website: https://healthcare.oregon.gov/Pages/index.aspx
Phone: 800-699-9075
PENNSYLVANIA – Medicaid and CHIP
Website: https://www.dhs.pa.gov/services/assistance/Pages/apply-for-medical-health-insurance-premium-payment-program.aspx
Phone: 800-692-7462
RHODE ISLAND – Medicaid and CHIP
Website: https://eohhs.ri.gov/
Phone: 855-697-4347
SOUTH CAROLINA – Medicaid
Website: https://www.scdhhs.gov
Phone: 888-549-0820
TEXAS – Medicaid
Website: https://www.hhs.texas.gov/services/financial/health-insurance-premium-payment-hipp-program
Phone: 800-440-0493
UTAH – Medicaid and CHIP
Website: https://medicaid.utah.gov/
Phone: 877-543-7669
VERMONT – Medicaid
Website: http://www.greenmountaincare.org/ Phone: 800-250-8427
VIRGINIA – Medicaid and CHIP
Website: https://www.coverva.org/hipp
Phone: 800-432-5924
WASHINGTON – Medicaid
Website: https://www.hca.wa.gov/
Phone: 800-562-3022
WEST VIRGINIA – Medicaid and CHIP
Website: https://dhhr.wv.gov/bms
Phone: 877-598-5820
WISCONSIN – Medicaid and CHIP
Website: https://www.dhs.wisconsin.gov/badgercareplus
Phone: 800-362-3002
WYOMING – Medicaid
Website: https://health.wyo.gov/healthcarefin/medicaid/programs-and-eligibility/
Phone: 800-251-1269
U.S. Department of Health and Human Services
Centers for Medicare & Medicaid Services
Website: https://www.cms.hhs.gov
Phone: 1-877-267-2323, Menu Option 4, Ext. 61565
Notice Regarding Wellness Program
EMM Loans offers a voluntary wellness program for all employees and spouses enrolled in medical plan coverage. The Health Wellness Program is administered according to federal rules permitting employer-sponsored wellness programs that seek to improve employee health or prevent disease, including the Americans with Disabilities Act of 1990, the Genetic Information Nondiscrimination Act of 2008, and the Health Insurance Portability and Accountability Act, as applicable, among others.
Employees and covered spouses (if applicable) who participate in the wellness program will contribute less towards their medical prescription and plan premiums compared to those who choose not to participate.
If you are unable to participate in the wellness program, you may be entitled to a reasonable accommodation or an alternative standard. You may request a reasonable accommodation to an alternative standard by contacting Amy Mallon at 856-351-2011.
The results of your biometric screening and bloodwork provide you with information to help you understand your current health and potential risks. You are also encouraged to share your results or concerns with your own doctor.