Who Can Enroll?

Benefit-Eligibility is defined as:

• Full-time employees hired to work 30 or more hours per week.

Note: Employees who are currently ineligible for health benefits may become eligible for medical coverage in the future under the Affordable Care Act requirements. Human Resources tracks hours worked and notifies any employee that becomes eligible for coverage.

Eligible Dependents Include:

• A legal spouse or domestic partner and children up to the age of 26. Children include, natural children, stepchildren, foster children, adopted children, and children placed for adoption.

  • Coverage for dependent children enrolled in the medical/prescription drug plan and the vision plan will terminate at the end of the month in which they turn 26.
  • Dental benefits will terminate at the end of the year in which your child(ren) turn 26.

• Your children over age 26 if mentally or physically incapable of caring for themselves. Your dependent must be reliant upon your support. Additional documentation may be needed.

When enrolling a dependent, you will be required to attest that they meet the EMM Loans eligibility rules. You must provide supporting documentation such as a marriage certificate, birth certificate, etc. Coverage is not effective until valid documentation is submitted. Documentation can be sent to Human Resources via email to HR@emmloans.com.

You will be required to certify that the information you are providing is true and accurate to the best of your knowledge, and that intentional falsification or significant omissions will be grounds for discipline including, but not limited to:

• Termination of medical plan coverage and requirement of reimbursement of claims paid
• Loss of employment