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GoFundMe offers dental coverage through Guardian.
The following chart provides an overview on the benefits that are available to you and your family.
| Coinsurance % outlined is Guardian’s share of costs | In-Network DentalGuard Preferred |
Out-of-Network |
|---|---|---|
| Annual Deductible | None | None |
| Annual Maximum | $3,000 | $3,000 |
| Preventative Services (Cleanings, X-Rays, Sealants, Fluoride, etc.) |
100% | 100% |
| Basic Services (Fillings, Simple Extractions, Pain Care, etc.) |
90% | 80% |
| Major Services (Crowns, Oral Surgery, Bridges, Prosthodontic, etc.) |
60% | 50% |
| Orthodontia (Braces, Aligners, Retainers, etc.) |
50% | 50% |
| Ortho Lifetime Maximum | $2,000 | $2,000 |
| Rollover Threshold | $1,000 (claims amount that determines rollover eligibility) |
$1,000 (claims amount that determines rollover eligibility) |
| Rollover Amount | $500 (additional dollars added to a plan’s annual maximum for future years) |
$500 (additional dollars added to a plan’s annual maximum for future years) |
| Rollover In-Network Amount | $750 (additional dollars added if only in-network providers were used during the benefit year) |
$750 (additional dollars added if only in-network providers were used during the benefit year) |
| Rollover Account Limit | $1,500 (limit that cannot be exceeded within the maximum rollover account) |
$1,500 (limit that cannot be exceeded within the maximum rollover account) |
Maximum Rollover of unused allowance:
If you don’t use the full amount during the year, you may be able to carry over a portion—up to the allowed maximum—into the following year.
