Facilitated by Fidelity, the GoFundMe 401(k) Plan (3422v) empowers you to proactively prepare for your future.

Once eligible, you have the option to designate a percentage of your salary to be withheld and invested in your 401(k) account, in accordance with federal regulations and guidelines.

GoFundMe offers a pre-tax 401k plan as well as a post-tax Roth 401k. For confirmation of eligibility and enrollment dates, please consult The ABD Team at ask401k@theabdteam.com.

**GoFundMe U.S. 401(k) Retirement Plan Facts **

GoFundMe offers a pre-tax 401k plan, post-tax Roth 401k and after tax plan GoFundMe matches 100% of your contribution up to a maximum match of $3,000 per year (pretax and roth). Enrollment or Changes to your contribution can be made at any time throughout the year but can take up to 1-2 pay periods to update with payroll.

2026 IRS limit per employee: $24,500 - Under 50 years old $32,500 - 50 and over (Additional $8,000 catch up elective deferral) $35,750 - 60-63 (Additional $11,250 super catch up elective deferral) $72,000- *Additional limits with after tax :(includes employer contributions) Deferrals are deducted on a per paycheck basis. For example: You elect 6%, then 6% of your salary will be deducted from your paycheck. GoFundMe's plan name in Fidelity: GoFundMe 401(k) Plan 3422V If you have questions regarding your retirement plan feel free to reach out to The ABD Team at ask401k@theabdteam.com

Why is a 401(k) important?

A 401(k) is a retirement savings plan sponsored by an employer. It lets employees save and invest a portion of their paycheck pre-tax. Retirement can be expensive! Experts estimate that 85% is the amount of your annual income you'll need for each year of retirement. The money you contribute to your account, the employer match, and any earnings on that money belong to you. You can take it with you throughout your career and every phase of life to use in retirement. Your money is invested before taxes and grows tax deferred until it’s withdrawn. This reduces your taxable income each year and may allow your savings to grow faster over time. If you have a retirement account from a previous employer, you can roll it into your GoFundMe account. Having all your retirement money in one place may reduce the fees you pay and may make it more convenient for you to manage your savings strategy. Experts recommend contributing up to your employer match - otherwise you're throwing away free money!

Please note, Nava Benefits does not serve as an advisor, broker-dealer, or registered investment advisor for this plan. All terms and conditions are subject to applicable laws, regulations, and policies. In case of any conflict between your plan document and this information, the plan documents will always take precedence.

All plan notices are now sent via e-delivery services as of March 2023.

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