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Disability Insurance

Short Term Disability

This benefit provides short-term coverage if you’re unable to perform your regular job duties due to a non–work-related injury or condition. Examples may include a broken bone, pregnancy, or other situations that prevent you from actively working.

What You Will Be Paid For How Long? Notes
The Short Term Benefit is equal to 60% of your weekly salary to a maximum of $2,500 Maximum 12 weeks, or the earlier you recover Benefits are paid on the 8th day for either a sickness or injury

Long Term Disability

This benefit helps protect your income by providing continued support after short-term disability ends, in the event of a long-term illness or injury that prevents you from performing your regular job duties.

What You Will Be Paid For How Long? Notes
The Long Term Disability Benefit is equal to 60% of your monthly salary up to a maximum of $12,000 Maximum Social Security Normal Retirement Age, or the earlier you recover There is a waiting period of 90 days which matches the end of the STD maximum benefit period

Contact Information

Website: Guardian Life

Phone: 888-600-1600

Group Number: Guardian 543796

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